A Pre Approval will help answer the question "how much house can I afford?"
Most seller's will not accept an offer without a Pre Approval letter.
Save time by establishing your budget before you look at properties.
This can be different for each person. Even though you might qualify for a higher loan amount, you might be more comfortable with a lower payment.
By looking at all of the available options, you can become informed and make a better decision.
The best way to know the rate you will receive is through a Pre Approval.
Your rate will be determined by the Loan Program, Down Payment, Credit Score , Property type and Occupancy.
Until you are Pre Approved you won't know for sure.
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